Free UK calculators, checkers & guides

Check before you decide.

Free calculators, eligibility checkers and plain-English guides to help you make better decisions about claims, money, property, care, cars, relocation and business setup.

Browse by category

Practical tools and plain-English guides organised around the decisions people actually face.

Claims & Compensation

Check whether you may have a claim, estimate compensation, understand time limits and learn what evidence you may need.

View claims tools

Home Grants & Energy

Check possible eligibility for boiler grants, insulation support, solar savings and energy efficiency upgrades.

View grant checkers

Mortgages & Money

Use simple calculators for mortgage affordability, remortgaging, stamp duty, debt repayment and retirement planning.

View money tools

Landlords & Property

Check landlord compliance, rental yield, HMO licensing, EPC duties and property management basics.

View property tools

Care Fees & Later Life

Understand care home fees, NHS Continuing Healthcare, Lasting Power of Attorney and later-life planning.

View care tools

Cars & Motoring

Compare petrol, diesel, hybrid and electric vehicle costs, insurance basics, tax and ownership costs.

View car tools

Moving Abroad

Compare relocation costs, visa routes, living costs, schools, removals and international money matters.

View relocation tools

Business Startup Tools

Check business names, domains, company setup steps, VAT registration and useful AI tools for small businesses.

View startup tools

Benefits & Support

Check eligibility for Universal Credit, PIP, Carer's Allowance, Child Benefit, Council Tax Reduction and Housing Benefit.

View benefit checkers

Pensions & Retirement

Plan retirement income with drawdown, annuity, SIPP, contribution relief and pension transfer calculators.

View pension tools

Loans & Credit

Compare personal loans, car finance, credit card payoff plans, debt consolidation and APR vs interest rate.

View loan tools

Health & Wellbeing

Quick health calculators — BMI, calories, protein, keto, running pace, heart rate zones, sleep, blood pressure and more.

View health tools

Household Bills & Lifestyle

Plan household budgets, energy and water bills, broadband costs, moving expenses and rent vs buy decisions.

View lifestyle tools

Maths Calculators

Everyday maths tools — percentages, fractions, ratios, averages, standard deviation, quadratic equations and unit conversions.

View maths tools

Everyday Utility Tools

Quick utilities — age and date calculators, hours worked, GPA, tip splits, fuel cost, square footage, concrete and password generator.

View utility tools

Free to use

All our calculators and checkers are free, with no obligation.

Plain-English explanations

Clear results, jargon-free guidance and practical next steps.

Built around checklists

Designed to help you understand options before spending money.

Clear disclaimers

We never replace regulated advice — only help you prepare for it.

How Checks Out works

Four simple steps to a clearer decision.

1

Choose what you want to check

Browse by category or use the search bar to find a relevant tool.

2

Answer a few simple questions

Each checker uses short, plain-English questions — usually 2–3 minutes.

3

Get a clear result or estimate

See an indicative outcome with what it means for your situation.

4

Read your next steps

Understand what to do next or request help from a relevant professional.

Need help after using a checker?

Where appropriate, Checks Out can help you understand the type of professional you may need, such as a solicitor, broker, adviser, installer, relocation agent or property specialist.

Latest guides

Claims

What is a no win no fee claim?

How no win no fee agreements work, what they cover and what they may cost.

Read guide
Home Grants

How do home energy grants work in the UK?

An overview of UK schemes that may help with boilers, insulation and energy upgrades.

Read guide
Money

How much mortgage can I afford?

What lenders look at and how to estimate a realistic borrowing range.

Read guide
Care Fees

What is NHS Continuing Healthcare?

Who may qualify, how assessments work and what funding could cover.

Read guide
Property

Do landlords need an HMO licence?

When mandatory, additional and selective licensing schemes may apply.

Read guide
Cars

Is an electric car cheaper to run?

Comparing fuel, charging, tax, insurance and depreciation costs.

Read guide
Moving Abroad

What should I check before moving abroad?

Visas, tax residency, removals, schools, banking and cost of living.

Read guide
Business

How do I choose a business name?

Domain availability, trademarks, Companies House rules and brand fit.

Read guide