Household Bills & Lifestyle Calculators
Quick calculators for the everyday costs of running a UK home — energy and water bills, broadband, household budget, moving costs and the rent vs buy decision.
Tools & checkers
All calculators →Energy Bill Calculator
Estimate gas & electricity costs from usage and current Ofgem cap rates.
Start checkWater Bill Calculator
Estimate metered water and sewerage costs by region.
Start checkHousehold Budget Planner
Income vs essential bills, savings target and spare cash.
Start checkRent vs Buy Calculator
Compare 5-year cost of renting vs buying with mortgage and equity.
Start checkMoving Cost Calculator
Estimate removals, deposits, fees and one-off moving expenses.
Start checkBroadband Cost Checker
True 24-month cost including line rental, setup and price rises.
Start checkPopular questions
In-depth Lifestyle articles
Long-form, plain-English guides researched for UK readers.
UK Energy Bills Explained: Price Cap, Standing Charges and How to Cut Them
Plain-English 2026 guide to UK energy bills — how the Ofgem price cap works, what standing charges actually pay for, fixed vs SVT tariffs, and proven ways to cut usage.
Read guideRent vs Buy in 2026: When the Numbers Actually Favour Buying
Plain-English 2026 guide to renting vs buying a UK home — the 5-year break-even, hidden ownership costs, opportunity cost of the deposit, and when renting is genuinely cheaper.
Read guideNeed help after using a checker?
Where appropriate, Checks Out can help you understand the type of professional you may need, such as a solicitor, broker, adviser, installer, relocation agent or property specialist.
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Use simple calculators for mortgage affordability, remortgaging, stamp duty, debt repayment and retirement planning.
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