Pensions & Retirement Calculators
Plan your retirement income — model drawdown, compare annuities, check contribution relief and understand tax on lump sums.
Tools & checkers
All calculators →Pension Drawdown Calculator
How long your pot may last at a chosen withdrawal rate.
Start checkAnnuity Calculator
Estimate guaranteed income from a UK annuity.
Start checkSIPP Fees Calculator
How platform fees and fund charges erode your pot over time.
Start checkPension Tax Relief Calculator
Tax relief on your pension contributions at your marginal rate.
Start checkPension Lump Sum Tax Calculator
Tax-free 25% and Income Tax on the rest.
Start checkPension Transfer Checker
Things to check before transferring an old workplace or DB pension.
Start checkPopular questions
In-depth Pensions articles
Long-form, plain-English guides researched for UK readers.
Pension Drawdown: Safe Withdrawal Rates and Tax in 2026
How UK flexi-access drawdown works in 2026 — the 25% tax-free lump sum, 4% rule, sequence-of-returns risk, and how to structure income to minimise tax.
Read guidePension Tax Relief: How to Claim Every Pound You're Entitled To
Plain-English 2026 guide to UK pension tax relief — relief at source, net pay, salary sacrifice, higher-rate top-up via Self Assessment, and the £60k Annual Allowance.
Read guideNeed help after using a checker?
Where appropriate, Checks Out can help you understand the type of professional you may need, such as a solicitor, broker, adviser, installer, relocation agent or property specialist.
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