ECO Scheme Eligibility Checker
How it works
An installer (or scheme manager) checks your benefits and EPC, models your home, picks the upgrades that hit the required energy-saving target, and submits the project to a funder (usually British Gas, EDF, Octopus, OVO, ScottishPower or E.ON). You don't choose the funder — the installer does. ECO4 must take a band F/G home up to band D, and a band D/E up to band C, where reasonable.
Worked example
A pensioner on Pension Credit in a band E semi might get loft top-up insulation, cavity wall insulation and a new A-rated combi boiler — total grant value £6,000–£12,000, with no contribution required.
Who should use this
- •Households on means-tested benefits
- •Pensioners on Pension Credit Guarantee Credit
- •Low-income households referred by their council under LA Flex
- •Private renters with a willing landlord
Common mistakes
- ×Paying any upfront fee — ECO4 funded works are free to the householder
- ×Choosing the first cold-caller — get 2-3 TrustMark quotes
- ×Not getting the landlord's written permission before survey
- ×Confusing ECO4 with the Boiler Upgrade Scheme (heat pumps only)
Frequently asked questions
Do I need to switch supplier?▾
No. Any of the obligated suppliers can fund any home regardless of who supplies your energy.
How long does it take?▾
Typically 6–12 weeks from referral to install for a single measure; longer for whole-house retrofits.
What about social tenants?▾
Social housing has separate funding (SHDF and Warm Homes: Social Housing Fund) — your landlord applies, not you.