Carer's Allowance Eligibility Checker
How it works
Carer's Allowance has strict eligibility: 35+ hours of care per week for someone on a qualifying disability benefit, earnings of £204/week or less after permitted deductions, and you cannot be in full-time education.
It is taxable and overlaps with State Pension and most contributory benefits. Underlying entitlement can still increase some means-tested benefits even when no Carer's Allowance is paid.
Worked example
Mark cares for his disabled mother for 40 hours/week and earns £150/week after permitted deductions.
- Hours ✓ Qualifying benefit ✓ Earnings within £204 limit ✓
- Likely eligible: £86.45/week (£4,495.40/year), plus NI credits
Who should use this
- •Family members caring for disabled relatives
- •Working carers earning under £196/week
- •Adult children caring for elderly parents on Attendance Allowance
Common mistakes
- ×Assuming earnings means gross — it's net of tax, NI and 50% of pension contributions
- ×Not realising care can be split — 35 hours must come from one carer
- ×Forgetting that claiming CA can stop the cared-for person's SDP
- ×Missing the Carer Element of UC even if CA itself can't be paid
Frequently asked questions
Can two people both claim CA for the same person?▾
No — only one person can claim Carer's Allowance for caring for the same individual.
Does CA affect my State Pension?▾
It overlaps — you cannot normally get both payments in full. If your State Pension is at least £86.45/week, no Carer's Allowance is usually paid, but underlying entitlement may increase other means-tested benefits.
Is Carer's Allowance taxable?▾
Yes, but not subject to NI.
Can I take a break from caring?▾
Yes — up to 4 weeks in any 6-month period without losing CA.
What if I care for more than one person?▾
You can only claim once, but your hours can include the time spent caring for multiple people.